Charles Penheiro - Aged Care Financial Planner & Annuity Specialist
        Aged Care Financial Planning



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Aged Care Services

We all want the best for our parents in their final years. We want to make sure that they are comfortable, well fed and looked after.

Unfortunately the day to day pressures of everyday living may mean that the family unit is not always able to provide the level of support required to achieve the above. Hence, Residential Age Care may be become a more viable option.

The average life expectancy for a resident in age care is 2.4 years. This means that over this period of time, their stay in residential care must be financed accordingly.

Accommodation deposits for residential age care are not cheap. Do you pay this upfront as one lump sum or make daily payments? Or do you do a combination of the two? Do you sell the family home or is it best to rent it out? And how does this affect their Centrelink Age pension?

These are questions I can help you with.



Charles Penheiro
ABN: 21 859 072 350

Authorised Representative 413826

Synchronised Business Services
AFS Licence No: 243313
ABN: 33 007 207 650